Financing

Build now. Splash sooner. Pay comfortably.

75% of Wahoo Pools customers finance their custom pool. We partner with the country's most trusted backyard lenders so you get the lowest rates, longest terms, and simplest approvals — all with no impact to your credit to check.

Loans up to
$250K
Terms up to
30 yrs
Soft pull
No hit
Family enjoying a Wahoo Pools custom pool in Tampa at golden hour
How financing works

From first click to first splash.

Financing your dream backyard shouldn't be complicated. Our lending partners streamlined the process into three simple steps — with expert guidance the whole way.

  1. 1

    Apply Online

    Tell us about your project and share a few financial details. Applying jointly? We'll gather info for both applicants.

  2. 2

    Speak With a Specialist

    A dedicated loan advisor learns your vision, answers questions, and walks you through your options in plain language.

  3. 3

    Approval & Funding

    Once approved, funds are released on your build schedule so construction stays on track from break-ground to first splash.

Pool loan calculator

See your monthly payment in seconds.

Enter your total project cost, an estimated rate, and a term to get a clear picture of what your backyard could cost per month. Include construction, decking, landscaping, and equipment so the number reflects the full build.

Estimate your monthly payment
$75,000.00
7.24%
20 years
Estimated monthly payment
$592.33
Total of payments over 20 years: $142,158.64

Estimates only. Actual rates, terms and payments depend on credit profile, loan amount and lender program. Terms and conditions apply.

Apply today

Loan payment examples

All numbers in these examples are estimates.

Total amount
$50,000.00
Interest rate: 7.24% · Amortization: 15 years
Est. monthly payment: $456.15
Total amount
$80,000.00
Interest rate: 7.24% · Amortization: 20 years
Est. monthly payment: $631.82
Total amount
$100,000.00
Interest rate: 8.49% · Amortization: 30 years
Est. monthly payment: $768.20
Trusted lending partners

Compare programs. Pick your fit.

Every family's finances are different, which is why we work with four of the most respected backyard lenders in the country. Unsecured personal loans mean no home equity required.

Most Recommended

Lyon Financial

For 40+ years, Lyon Financial has served over 400,000 pool owners with personalized, hassle-free lending. Loans up to $250,000, terms up to 30 years, and special programs for military families.

  • Loans up to $250,000
  • Terms up to 30 years
  • Unsecured — no equity required
  • Special military programs
Apply with Lyon Financial
You Dream It, We Finance It

HFS Financial

1,500+ five-star reviews. HFS platform loans are personal loans — no equity required — funded 100% direct-to-consumer. A soft credit check presents your full loan options with no impact to your credit.

  • Low fixed rates
  • Loans up to $500,000
  • Terms up to 20 years
  • Soft pull — no credit hit
Apply with HFS Financial
Why finance a Wahoo pool

Start making memories this season.

A pool is more than concrete and tile. It's barbecues and graduation parties, lazy afternoons, and hours of watching your kids play. Financing lets you say yes to the pool you actually want — not the one that fits a checking-account balance — with a monthly payment that keeps life comfortable.

  • Fund the full backyard — pool, spa, decking, lighting, outdoor kitchen.
  • Lock a fixed rate so your payment never surprises you.
  • Keep home equity untouched with unsecured personal loans.
  • Check your rate in minutes — soft pull, no impact to credit.
Couple relaxing in a custom Wahoo Pools spa at night with fire bowls